Technology acceptance of a gold dinar based electronic payment system

Mohd Nazri Muhayiddin, and Elsadiq M.A., and Hishamuddin Ismail, (2011) Technology acceptance of a gold dinar based electronic payment system. iBusiness, 3 (3). pp. 295-301. ISSN 2150-4083

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This study is intended to solve a few constraints existed in physical gold dinar when used as a form of payment. One dinar is equal to 4.25 gram of fine gold. Specifically, this work proposes the use of e-commerce technology to solve those constraints. But before the actual system can be implemented, this research seeks to find out whether or not the public would be ready to adopt the concept of an electronic dinar payment system. The research framework is based on Unified Theory of Acceptance and Use of Technology (UTAUT) [1]. It measures the user acceptance based on these constructs; performance expectancy, effort expectancy, social influence, facilitating conditions, behavioral intention to use. In addition, anxiety and perceived credibility are added as two new constructs. Data collection is based on a questionnaire survey. From the descriptive analysis results, it is discovered that most of the respondents participated in this survey generally agree with the idea of using the proposed dinar based payment system (mean rating of above 4.00).

Item Type: Non-Indexed Article
Uncontrolled Keywords: Electronic Payment Systems, Inflation, Monetary Economics, Gold Dinar
Faculty: Faculty of Entrepreneurship and Business
Depositing User: En. Pahmi Abdullah
Date Deposited: 13 Jun 2012 16:21
Last Modified: 04 Feb 2013 11:37
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